Filled flat

Filled flat

If you have flooded neighbors, then the first thing (the day of flooding or the next day) to call the chief engineer's housing department. The Commission, headed by the engineer must be an obligation to inspect the apartment and free to make the act of sinking.

In the event of a flood in Kiev should call:

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Mortgage crisis is not far off

Mortgage crisis is not far off

The crisis in mortgages for the first time spoke of the former Soviet Union. After many years the prices for housing in the Baltic countries, they collapsed. Analysts from Lithuania, Latvia and Estonia believe that the same may soon have to wait and in Kiev.

The cost of housing has grown in the Baltic countries from 2004 to 2006, as rapidly as we have in Ukraine. This process have contributed to the banks that were engaged in granting mortgage loans to low-cost, well, well warmed and speculators market. Second buy housing at the initial stage of construction, and after already resold it after putting the house in operation. All of these factors are pushing up the prices up every month at 5% and higher, until, until prices reached a level where to buy housing was very much expensive.

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Mixed-use

Today in our country in various segments of the real estate demand above supply. But gradually, as market saturation, some types of housing will be needed more, others - less. Reduction in demand would entail a collapse in prices. Designed for a specific function of the structure, can morally outdated. These and other reasons are increasingly encouraged to give preference to a multifunctional complex in the development of the concept.

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Office Property

Office Property

Until 2010 the price for the rental of professional office space in the capital may increase by 35-40%. The saturation of this segment of commercial real estate is unlikely, taking into account the development trends of the Ukrainian economy as a whole. This opinion was expressed by the expert, Alexander Marchenko - the management company, Tico Construction.

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Rent a house in the new year

Rent a house in the new year

With the approaching New Year celebrations, always come to the joyful trouble, but they may be somewhat overshadowed, if you plan to spend holidays away from home, as, for example, rent domok outside the city. The proximity of nature, seclusion from urban bustle and coziness of a country mansion premilenkom will cost dearly. Christmas prices today may not only fear is it that the most avid renters - those who every year on this matter and knows that to rent a eurocottage korporativki and grandiose festivals - quite an expensive business. Well, if you are a beginner in this business and want to walk close to nature with close friends, then most likely you do give up this idea and start looking for a cheaper option.

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Apartments without intermediaries

Most often, an apartment sold through real estate agencies. They greatly facilitate the process of vendor sales, guard against potential problems that result: savings of time and nerves. However, if the owner still he decided to sell his apartment, then read the below described rules.

Preparation Phase

This period includes several stages.

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Property and prices

According to some experts, the real estate market in Ukraine is close to collapse, and overly inflated prices about to collapse. One reason for this phenomenon - the development of joint investment institutions.

From the words of Vadim Neposedova - General Director of Ukrainian Trade Guild ", in August-September market has almost stopped. If the primary market could realize several apartments for a month, then on the secondary housing market, the number of transactions was approaching zero. However, experts did not stop to make predictions about rising prices in the future, citing the high demand and rates of minor construction.

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Borrow or not to take

Borrow or not to take

Want to compare annuity lead and classic credit. Which one is more advantageous to the borrower?

In developed countries the most part, virtually 100% of real estate purchased on credit. We are also experiencing a rapid growth in mortgage lending. In most cases, this increase is not due to the purchase of new housing, and are usually due to the desire of people to improve their living conditions: moving to a more prestigious area, buy an apartment, a large area. In recent years, increased substantially the volume of lending for the purchase of land and country houses. Because often the following happens: we take no credit for the full amount of the price of new housing, but on balance that is needed after the sell back home.

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What documents are needed for a loan

In Ukraine, since 2006, has appeared more than one credit bureau, whose activity is connected with the collection of all the information about borrowers. Can affect the impeccable credit history or criminal history, family debts of borrowers?

That take into account banks

As a rule, banks take into account only the customer's solvency, but also take into account how punctual he extinguishes the debt on loans. If positive credit history, it gives an opportunity to get future credit on a preferential basis. But if the reputation is not clear, then the borrower can and do refuse to grant credit, and in several banks.

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Mortgage in Ukraine

 To date, there is rapid growth in mortgage loans, moreover, it should be noted that the trend has moved from the capital to other mega-city of a million people, and farther from big cities to smaller regions.

In the capital, Mortgages rose 15% in Dnipropetrovsk - 26%, in the Crimea - 8%, Odessa-9% in other regions of the growth of mortgages equal to 42%. These figures were announced by Greg Krasnov - CEO «IMB Group» (International Mortgage Bank «Family credit») at the Second Ukrainian banking forum.

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Affordable Housing Program

Affordable Housing Program

We tried to understand as much as possible put into practice a new state program. For many residents of Kharkov dreams remain out of reach of the apartment. Likely that, after the Ukrainian government to build houses with low-cost apartments, housing for ordinary people will not be accessible. So think and realtors and bank employees.

Is it possible to build low-cost high-rise buildings, the authorities may decide as early as 2008. The program "Affordable housing" has already started - but it's still just an experiment, it also participates in and Kharkiv region. For these purposes the state plans to allocate in 2008, 500 million hryvnia (in the following years, plans to allocate not less than 0,5% of GDP).

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Realtor - Commercial Property Consultant

Realtor - Commercial Property Consultant

Telephone good people pass realtor friends, relatives, co-ordinates as a good doctor. But realtors are not born, the more that this profession we still very young.

Teenager in America can proudly walk T-shirt with the inscription: "My dad - realtor.

In Russia and Ukraine no specialized high schools that prepare graduate-realtors. Rational way of mastering a new profession - to be employed in a large realtor company. This is where the future will acquire specialist knowledge and get good professional practice. How to keep customers, how to evaluate the object and persuade the owner to the validity or invalidity of his claims as to collect, verify documents - all these will share the most experienced managers. They have accumulated a unique and invaluable experience and welcomes newcomers to transmit it. As language learning is most effective is by immersion, so here is immersion in the environment realtor, theoretical and practical.
Realtors may be different. Not only in the sense that they differ in character, appearance, manner of communicating with people, but also because their work is done on several fronts. Some engaged in residential real estate (apartments, houses), others - commercial.

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Realtor - Expert on apartment

For five years in real estate companies can rise from the position of agent to the executive director of the firm. Salaries in real estate at 15-20% above average. Sale of apartments and rooms - one of the most profitable businesses.
Fee for the transaction

During that same realtor pay this money? And why such a rate increase their salaries? Real estate market in the capital - one of the most dynamic, prices for apartments from year to year increase, and wanting to buy homes and invest in square feet is not less. And an experienced Realtor, can quickly find an apartment or office at a reasonable price can always count on a good reward. Realtors typically receive a percentage of the transaction. Fixed costs and price lists in this case no. Typically, the commission is 3-7% of the contract. In complex transactions realtor fees may increase to 10%.
Purchase, sale, exchange

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Designer interiors of apartments and offices

Designer interiors of apartments and offices

Working with interiors today - one of the most popular areas of design. Among the customers - not just customers with higher incomes, as it did recently, but the middle class - people who wish to arrange accommodation as comfortable as possible.

There are more companies willing to invest in their design offices, production facilities in comfort. That is why the profession of interior designer is very popular and in demand.
Terminology

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