33, the buyer Apartments

33, the buyer Apartments Before beginning the long history of ...

1. Clearly defined - who (you or the real estate agent) is engaged in two major operations: the search for an apartment and registration of the transaction / registration. And the first and second case requires a professional approach and developments. Realtors learn to work effectively for months. Rate - how much you win if you try to do everything yourself how much you spend at this time and effort.

2. If you decide to find an apartment to buy on their own and do without any intermediary, put this thing on a good level of quality. Select the main sources of information where there is a definite chance to get information from owners, view, and methodically prozvanivayte proposal. Your first question should be: `This is a real estate agency?`. Do not despair, if 99% receive an affirmative answer. This is the reality of the current information systems. 1. If you find a very good price option - Take a critical eye. The Moscow market is too well-informed and `seized 'that apartments were offered at a price below the market at least a quarter. Apparently, this version has some sort of zakavyka. Such zakavyk - tens: Delayed settlement, `killing 'apartment, bad neighbors, and many others

2. If you are offered a `on the dating` enticing price option - Take no less critical. Remember, Can not even your best friends generously bestowed upon you at 5-10 thousand dollars?
3. Looking through the listings of proposals, not focusing on something that, say, your friends have recently bought / sold on takoy-to/takoy-to price. In any transaction - tens of pitfalls that can change the price significantly. In addition, the transaction price and the offer price, on average differ by 5%, and even more so they can be different from market value
4. Secondary market or the primary? This issue should be resolved beforehand. Nevertheless, two different stories. In any case, the secondary market - it's an apartment building with the accumulated wear and tear, the apartment can be saddled with criminal histories. New buildings - it is an insufficient provision of infrastructure, problems with your phone, the delay of settlement and, often, lack of finishing. To compare the prices of new buildings and the secondary market, not being an expert, just incorrect. The choice of agents and brokers.

1. The choice of agents with whom you work - it is not less serious. Recommendations of your friends at the expense of a broker - not a reason for a final decision. As experience shows, it is not in the least reduce the price and increases reliability.
2. By selecting a real estate agency, is worth it to go. Licenses all have been acquired, but the `cowboy 'office may be issued in the office environment, communication style, etc. Signs of a reliable agency: a business relation to you, well equipped office, no mess. Find out - if your agency is in any professional association (IDA, RGR, etc.), what obligations it imposes. Is not superfluous and call back, but you learn a lot in formal structures fail. Working with an agency ...

1. Most often, an apartment in listing is assigned to some agent of the real estate company. Working on this option, remember that all risks should bear the company and you. This means that all contracts should sound, company name, instead of Realtors. Man is able to be seduced by 2-3 thousand dollars bail and hide (or go to the conflict), but the company is likely to compromise than lose reputation, rob you of so much money.
2. Signing the contract for servicing your company clearly provided (and mount), all variants of the crisis - force majeure, who bears what risks, etc. The fact that you slip a `standard 'contract should not lull vigilance. In extreme cases, make an application.
3. Looking through the apartment with your broker, pay attention to whose interests he is increasingly advocated - or your host. Remember, the broker should be primarily interested in the deal, his task - to find a compromise between you and the seller. Bias - a sign of incompetence.
4. If you say that, but you still showed up a buyer who gave at 500-1000 $ and will be offered in response to raise the bar - cheerleaders. Most likely, you fool, and no competitor, but there is simply a desire to remove from you more money.
5. Be realistic. If you refuse to reduce the price of the apartment and give strong evidence, it is best to either go back down or give up options. Realtors will quickly lose interest in the stubborn clients. Often they use the `rule of three '- make three proposals, and then cease to work for you.
6. Keep in mind - but you have enough real estate manager and other clients. Do not despair if you do not call and did not inform on the progress of the case. Looking around the apartment ...

1. Leaving the subway, count the seconds and see - how many will take the path to the house. Compare with how much has been written in the listing. This could be a trump card when your little bargaining.
2. On the road - look around, who your future neighbors in the district. In that place are very characteristic of a person to transport or near the stands. To live among the proletariat is only recommended for members of this illustrious class.
3. Courtyard, staircase, elevator - part of your future property. Do not buy a camera in the jail. The flat note those details, which are usually overlooked in the listings. This is the ceiling height, type of floor (isotopic foot - wall, often starting just vibrate from it), wiring, plumbing status, and sex.
4. Do not forget to ask - Is the area of the balcony / loggia in the general area. Another balcony is not worthy of such a right.
5. Decide - what needs repair. Aim for a figure - fine finish (similar overhaul) costs from $ 100 per sqm Redecorating is much cheaper. Also, think for - how long will last for plumbing, how many will have to spend on it. Estimating repairs, add this amount to the price of the apartment. This will be the real value of what you need. Compare different apartments Proceeding from this value. This is especially important when you compare the new building and an ordinary apartment.
6. Preparing for his first meeting with the owners make a list of questions on the flat: its background, current status, who are registered, if any of them minors, passing serving in the army, imprisoned, mentally ill people, etc. In theory, this should be done realtor, but better safe than sorry. List needed because otherwise you may miss some important points, and peresprashivaya them on the phone you will not see the person responsible. By the way, the movement of pupils of the eyes diagonally from the upper right corner to bottom left - a sign that the charge is something writes.
7. Deciding that this apartment is suitable - put the record straight i. Who pays for the registration of transactions, where and in what time frame will be made statement, what amount will be in the contract, what is the risk if the owner changed his mind about selling or not be able to vacate the apartment, what happened to the phone number, as monitored by the absence of debt and interest on rent and utilities payments.
8. The problem of the amount in the contract as follows: the owner must pay a fixed tax on the difference between the market price and 5000 minimum wage, if you do not acquire in the near future other real estate. Therefore, he is interested in that in the contract was the cost of the BTI. On the other hand, buying property, you can return the income tax on their income in the amount of the transaction for the past couple of years. Ie advantageous to you to write a real bargain price. It is a matter of bargaining. Calculate all the nuances of money, it might be an argument in bargaining. You decide to buy ...

1. Often, the seller acts trustee landlord. This is normal, but get your hands on a copy of the proxy and personally check - is there in nature notary's office, signed this document. Very nice check seal (signature) on the power of attorney with the seals (signatures) of this office, as well as contact with the owner. True, the latter may prove to be a figurehead, there could be vigilant.
2. Agreeing on the amount of the transaction, make a few calls to other agencies and offer this apartment as it were on sale, do not forget to describe in detail all the nuances. You will hear some opinions about the price of this apartment. Verify it with your case. If the difference is large and not in your favor - go back to the bargaining table, and place on the arguments that you heard from the agency. Procedure for transactions

1. Deciding to buy an apartment, you pay a certain mortgage. There is a series of moments. Deposit (deposit) must be completed and accompanied by the real estate agency contract, which states that the money takes the agency, not the individual.
2. Often the agency under the guise of collateral draws advance. This move is not in your favor. Deposit (deposit) remains your property, encumbered obligations (which shall be prescribed in the contract). The state, in which case, can stand on your side. Advance (advance payment) - this is part of the payments and your property ceases to be, you hardly realize it. Bring it back is extremely difficult because advance may be easily interpreted as the payment of efforts by the agency and the seller. In any case, advance payment is linked to transact. Currently there are no transaction - no down payment.
3. The agreement clearly must be written settlement procedure. The procedure has two stages - the stage of registration of the transaction in the body of state registration, after which the parties in the prescribed manner to fulfill the terms of the transaction and the stage of registration of transfer of title to the apartment. Better if the money is transferred after the passage of both phases, including the real liberation apartment. In any case, before the first stage (even after the license agreement in the Notary) to give the money should not be. Any transfer of your money must be certified, the agency must provide documentary support for this fact.
4. The important point is that it should be documented intention of the persons prescribed in the flat (non-owners) check out of the apartment. It should also be spousal consent host (if married) on the transaction, if the apartment was acquired during the marriage. Special nuance - the children. Parents or guardians must provide documentation of their agreement to discharge children.
5. Be sure to specify the dollar value of the transaction. Even if you use the cost of the BTI. Transaction may be declared null and void within 10 years. That may remain on your rubles - you understand?
6. Current law allows to conclude contracts in writing. Is it worth doing? If notarization of the transaction you are paying taxes, but notarial system as it insures your transaction. This is true because the real test of anything and everything at Companies House does not occur (although it was planned). When the contract in simple written form of money you do not pay, but lose sight of an experienced third party (after all, real estate agent - the interested party), in addition, your paper can wrap up the registering body as non-established.
7. Ideal scheme of calculation does not exist. Different agencies use their tried and tested scheme. Acquainted with the proposed scheme, evaluate (get professional advice) - what happens with your money in different cases of force majeure. Among them: the failure of the Registration Chamber in the registration of the transaction and transfer of rights, cessation of real estate agencies; seller's refusal to implement the deal, damage the apartment as a result of natural disasters. After the transaction.

1. As already noted, the transaction may be declared null and void within 10 years. Therefore, try to find out - which was issued by the previous owner. Of course, the fraudster will hide the tracks, but often there is no fraud and pops up a nuance, which in general no one suspected. In this case, to bring to the solution of this nuance (say, through a settlement agreement), the former owner. He - the party is not interested in a lesser degree to the deal and remained held.
2. Another point - if the apartment revealed debts. Legislation is on your side, if these points are addressed in the contract. If you have forgotten about it - if you please pay bills are issued for the apartment (number), and repression on the part of public services fall far from the former owner. Having the same documents, you can face the court the former owner.

Working with the proposals ...